Frequently Asked Questions
Q: What are the Navarro County median income levels used in determining if a family qualifies to partner?
A: Family Size - Gross Annual Income
Three - $9,750 - $23, 400
Four - $10,833 - $26,239
Five - $11, 708 - $28,099
Six - $12, 853 - $30,199
Seven - $13,458 - $32,299
Eight - $14,333 - $34,399
A: Family Size - Gross Annual Income
Three - $9,750 - $23, 400
Four - $10,833 - $26,239
Five - $11, 708 - $28,099
Six - $12, 853 - $30,199
Seven - $13,458 - $32,299
Eight - $14,333 - $34,399
Q: What is Habitat for Humanity International?
A: Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry. HFHI seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action.
Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need.
Habitat has built more than 250,000 houses around the world, providing more than 1 million people in more than 3,000 communities with safe, decent, affordable shelter. HFHI was founded in 1976 by Millard Fuller along with his wife, Linda.
A: Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry. HFHI seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action.
Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need.
Habitat has built more than 250,000 houses around the world, providing more than 1 million people in more than 3,000 communities with safe, decent, affordable shelter. HFHI was founded in 1976 by Millard Fuller along with his wife, Linda.
Q: How does it work?
A: Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.
Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor — sweat equity — into building their Habitat house and the houses of others.
A: Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.
Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor — sweat equity — into building their Habitat house and the houses of others.
Q: What does a Habitat house cost?
A: Throughout the world, the cost of houses varies from as little as $800 in some developing countries to an average of nearly $60,000 in the United States.
Habitat houses are affordable for low-income families because there is no profit included in the sale price. Mortgage length varies from seven to 30 years.
A: Throughout the world, the cost of houses varies from as little as $800 in some developing countries to an average of nearly $60,000 in the United States.
Habitat houses are affordable for low-income families because there is no profit included in the sale price. Mortgage length varies from seven to 30 years.
Q: How are the partner families selected?
A: Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.
If your family, or a family you know, is in need of decent, affordable housing, contact the Habitat affiliate nearest you. You can also contact the Habitat Help Line at (800) 422-4828. Your local affiliate can give you information on the availability, size, costs and sweat-equity requirements for Habitat houses in your area, as well as information on the application process.
A: Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.
If your family, or a family you know, is in need of decent, affordable housing, contact the Habitat affiliate nearest you. You can also contact the Habitat Help Line at (800) 422-4828. Your local affiliate can give you information on the availability, size, costs and sweat-equity requirements for Habitat houses in your area, as well as information on the application process.
Q: How are donations distributed and used?
A: Donations, whether to a local Habitat affiliate or to HFHI, are used as designated by the donor. Gifts received by HFHI that are designated to a specific affiliate or building project are forwarded to that affiliate or project. Undesignated gifts are used where most needed and for administrative expenses. HFHI’s most recent audited financial statement is available online.
A: Donations, whether to a local Habitat affiliate or to HFHI, are used as designated by the donor. Gifts received by HFHI that are designated to a specific affiliate or building project are forwarded to that affiliate or project. Undesignated gifts are used where most needed and for administrative expenses. HFHI’s most recent audited financial statement is available online.